Credit Cards Bonus Rewards Categories for February 2022

Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. The offers listed here are for existing credit cardholders. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

Discover IT:  Earn 5% Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022, on up to $1,500 in purchases. Grocery purchases at Walmart and Target are excluded.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

Chase Freedom and Chase Freedom Flex: Earn 5% cashback from Chase on up to $1,500 in combined purchases at Grocery stores January 1st, 2022 – March 31st, 2022. Grocery purchases at Walmart and Target are excluded. Must activate by March 14, 2022. Get Your Bonus (chasebonus.com)

Additional bonus on Chase Freedom: Earn 5% cash back on Lyft rides with your Chase Freedom and Chase Freedom flex card through March 2022.

Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone. Remember tax season is upon us.

• TaxAct +5 Membership Rewards points per eligible dollar spent up to 2,000 points (online only)- ends 06/30/22.
• H&R Block – Spend $30 or more , get $10 back (online only) – Expires 4/30/22
• Levi’s – Spent $150 and get $30 back – Expires 02/15/22
• Norwegian Cruise Line – Spend $500 or more, get 12,500 Membership Rewards points (online only) – Expires 03/20/22

Maximizer Tips:

1. If you have both Discover IT and Chase Freedom, you may use Discover IT for Finteess and Gym and Chase Freedom for groceries.
2. If you have Amazon Prime card and shop at Whole Foods, then using Discover or Chase Freedom might be a better option this quater, since these two cards potentially can give you better value on the redemption side.

Watch Out!!

1. Grocery purchases at Target and Walmart does not earn the 5% bonus with either issuer.