Credit Card bonus rewards for March 2023

Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

Discover IT: Earn a 5% cash back at Grocery Stores, Drug Stores, and Select Streaming Services, from January 1st to March 31st, 2023, on up to $1,500 in purchases, except purchases at Walmart and Target.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Select Streaming Service purchases include Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV, Audible, DirecTV Stream, FUBO, Google Play, HBO Max, iHeartRadio, MLB.TV, Pandora, Paramount Plus, Peacock, Showtime, SiriusXM, Sling TV, Spotify, Starz, Vudu, YouTube Music, YouTube Premium, YouTube TV but Discover says that others may be included. Please check their website (link above for more details).

Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Grocery Stores (excluding Walmart), Target, and Fitness Clubs and Gym Memberships from January 1st to March 31, 2023. (check out https://www.chasebonus.com/ for details)

Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

• Turbo Tax and Turbo Tax Live – Spend $50 or more, get $10 back. Online only, expires 05/15/23.
• FuboTV – Spend $65 or more, get $30 back, up to 3 times, Online, expires 05/31/23.
• Lenovo- Spend $500 or more and get back $100, Online only, expires 5/31/23
• Zoom – Spend $149 or more, get $40 back. Online only, expires 06/30/23
• Turo – Spend $150 or more, get $30 back. Online only, expires 4/21/23.
• Pike Nurseries – Spend $75 or more and get $20 back, in-store only, expires 07/15/23

Maximizer Tips:

1. Since both Discover and Chase Freedom are offering 5% cash back on groceries, so if you have both, you can potentially use Discover for groceries but use Chase Freedom at Target.
2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
3. If you also have an Amazon Prime card, then you could use Discover and Chase Freedom at Whole Foods locations instead of the Amazon Prime card, because you could get a better redemption value.
4. Pike Nurseries’ offer is available from my issuers, so you can use it on each card.

Watch Out!!

1. Discover excludes Target but Chase Freedom includes it.
2. You will only earn a total of 5% at Target if buy groceries using Chase Freedom.No double dipping.
3. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
4. Turbo Tax prices and offers change many times and you may not get the offer or pricing if submitted after their offer window even if you started during the offer window.