Credit cards bonus rewards for April 2023

Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

Discover IT: Earn a 5% cash back at Restaurants and Wholesale clubs, from April 1st to June 30th, 2023, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Please check their website (link above for more details).

Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Lowes and Amazon.com, from April 1st to June 30, 2023. (check out https://www.chasebonus.com/ for details)

Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

• Best Buy – Spend $150 or more, get $15 back. Online only, expires 05/15/23.
• FuboTV – Spend $65 or more, get $30 back, up to 3 times, Online, expires 05/31/23.
• Dell.com- Spend $599 or more and get back $120, Online only, expires 9/01/23
• Levis – Spend $150 or more, get $30 back, expires 07/01/23
• Pike Nurseries – Spend $75 or more and get $20 back, in-store only, expires 07/15/23

Maximizer Tips:

1. Costco allows the use of Discover on their online and mobile purchases.
2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
3. Use Chase Freedom cards for Amazon purchases even if you have an Amazon Prime card, because it is a better value.
4. Pike Nurseries’ offer is available from many issuers, so you can use it on each card.

Watch Out!!

1. Discover cannot be used at Costco’s physical locations.
2. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.