• General,  Rewards

    Credit Cards Bonus Rewards for September 2022

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Restaurant and PayPal, from July 1st to September 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Gas Stations, Car Rental Agencies (direct from the car rental companies), Movie Theaters, and on Select Live Entertainment from July 1st to September 30, 2022. Live entertainment includes major sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers (including ticket agencies).

    Note: 1. Gas stations do not include Costco, Sams, or BJs.

    2. Car rental does not include purchase through travel agencies, or discount sites, vacation clubs, tour operations, or part of a package.

    3. Movie theater does not include dining, snacks, beverages, or merchandise.

    4. Live Entertainment does not include movie theaters, bowling alleys, horse racing tracks, casinos, dance halls/clubs, or purchases from concierge/hotels. It cannot be part of a travel or excursion package.   Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Pike Nurseries – Get $15 back after you spend $75 or more (in-store only) – Expires 12/31/22
    • Dell- Spend $599 or more, get $120 back. Expires 10/28/22. Online only. Back to school deals.
    • Lenovo- Spend $500 or more, get $100 back. online only. expires 11/14/22. Back to school deals.
    • Carnival Cruise Line- Get $500 or more, get $150 back. Online only – Expires 11/07/22
    • Hugo Boss- Spend $250 or more, get $50 back, which expires 11/15/22.
    • Levi’s -Spend $150 or more, get $30 back (online and in-store) -Expires 10/15/22.

    Maximizer Tips:

    1. You could use PayPal for shopping at many retailers and earn 5% on top of PayPal cash when you use Discover connected to PayPal. For e.g., as of this writing, you can earn an additional 3% at Home Depot, an additional 1% at Walmart, and more.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Given the gas prices where they are now, it might be worth downloading and sign-up for individual gas brand apps. We like the BP app and love the mobile unlocking of the pump feature. It usually gives 5c off per gallon right at the pump. Make sure you have a Chase Freedom card in the default payments position for this month.

    Watch Out!!

    1. Gas purchases at Costco, Sams, and BJs would not qualify for Chase Freedom 5%. If you have Costco Visa or Sams club credit card, use those at the gas stations at these clubs.
    2. You cannot “double-dip” with 5% at restaurants and PayPal. If you use PayPal at restaurants with Discover, you will only get 5%.
  • General,  Rewards

    Credit Card Bonus Rewards for August 2022

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Restaurant and PayPal, from July 1st to September 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Gas Stations, Car Rental Agencies (direct from the car rental companies), Movie Theaters and on Select Live Entertainment from July 1st to September 30, 2022. Live entertainment includes major sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers (including ticket agencies).

    Note: 1. Gas stations do not include Costco, Sams, or BJs.

    2. Car rental does not include purchase through travel agencies, or discount sites, vacation clubs, tour operations, or part of a package.

    3. Movie theater does not include dining, snacks, beverages, or merchandise.

    4. Live Entertainment does not include movie theaters, bowling alleys, horse racing tracks, casinos, dance halls/clubs, or purchases from concierge/hotels. It cannot be part of a travel or excursion package.   Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Pike Nurseries – Get $15 back after you spend $75 or more (in-store only) – Expires 12/31/22
    • Amazon – Get 5 more Membership Rewards points per dollar spent, up to 1,500 points. Expires 08/19/22. Online only.
    • TURO – Spend $150 or more, get $30 back. online only. expires 9/18/22. See the Watch out section below.
    • Under Armour – Get $10 after you spend $50 or more (online and in-store) – Expires 9/30/22
    • IHG – Spend $200 or more and get $40 back at IHG, which expires 8/31/22. Good Deal for travelers
    • Levi’s -Spend $150 or more, get $30 back (online and in-store) -Expires 10/15/22.

    Maximizer Tips:

    1. You could use PayPal for shopping at many retailers and earn 5% on top of the PayPal cash when you use Discover connected to PayPal. For e.g., as of this writing, you can earn an additional 3% at Home Depot, an additional 1% at Walmart, and more.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Given the gas prices where they are now, it might be worth downloading and sign-up for individual gas brand apps. We like the BP app and love the mobile unlocking of the pump feature. It usually gives 5c off per gallon right at the pump. Make sure you have a Chase Freedom card in the default payments position for this month.

    Watch Out!!

    1. Gas purchases at Costco, Sams, and BJs would not qualify for Chase Freedom 5%. If you have Costco Visa or Sams club credit card, use those at the gas stations at these clubs.
    2. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
    3. You cannot “double-dip” with 5% at restaurants and PayPal. If you use PayPal at restaurants with Discover, you will only get 5%.
  • General,  Rewards

    Credit Card Bonus Rewards for July 2022

    New Quarter, Cash Back categories, don’t forget to activate/enroll.

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Restaurant and PayPal, from July 1st to September 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Gas Stations, Car Rental Agencies (direct from the car rental companies), Movie Theaters and on Select Live Entertainment from July 1st to September 30, 2022. Live entertainment includes major sporting events, zoos and aquariums, concerts, theatrical productions, museums, tourist attractions and exhibits, amusement parks, circuses, carnivals, bands, and entertainers (including ticket agencies).

    Note: 1. Gas stations do not include Costco, Sams, or BJs.

    2. Car rental does not include purchase through travel agencies, or discount sites, vacation clubs, tour operations, or part of a package.

    3. Movie theater does not include dining, snacks, beverages, or merchandise.

    4. Live Entertainment does not include movie theaters, bowling alleys, horse racing tracks, casinos, dance halls/clubs, or purchases from concierge/hotels. It cannot be part of a travel or excursion package.   Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Spend $599 or more and get $120 back at Dell, which Expires 7/25/2022. – A very good deal
    • Walmart+ – Get $4 back after you spend $12.95 or more on a monthly Walmart+ membership (only twice) – Expires 07/31/22
    • Amazon – Get 5 more Membership Rewards points per dollar spent, up to 1,500 points. Expires 08/19/22. Online only.
    • TURO – Spend $150 or more, get $30 back. online only. expires 9/18/22. See the Watch out section below.
    • Spend $2.00 or more and get $40 back at IHG, which expires 8/31/22. Good Deal for travelers
    • Disney + – Spend $7.99 or more per month on Disney+ membership and get $7.99 back up to 6 times, must enroll by 7/31/22.

    Maximizer Tips:

    1. You could use PayPal for shopping at many retailers and earn 5% on top of the PayPal cash when you use Discover connected to PayPal. For e.g., as of this writing, you can earn an additional 3% at Home Depot, an additional 1% at Walmart, and more.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Given the gas prices where they are now, it might be worth downloading and sign-up for individual gas brand apps. We like the BP app and love the mobile unlocking of the pump feature. It usually gives 5c off per gallon right at the pump. Make sure you have a Chase Freedom card in the default payments position for this month.

    Watch Out!!

    1. Gas purchases at Costco, Sams, and BJs would not qualify for Chase Freedom 5%. If you have Costco Visa or Sams club credit card, use those at the gas stations at these clubs.
    2. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
    3. You cannot “double-dip” with 5% at restaurants and PayPal. If you use PayPal at restaurants with Discover, you will only get 5%.
  • General,  Rewards

    Credit card quarterly bonus rewards for June 2022

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Gas Stations and Target, from April 1st to June 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Amazon.com and on Select Streaming Services from April 1st to June 30, 2022. Streaming services include Apple Music, Apple TV+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV, and Vudu.  Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Spend $599 or more and get $120 back at Dell, which Expires 7/25/2022. – A very good deal
    • Levi’s – Spent $150 and get $30 back – Expires 07/1/22
    • Buffalo Wild Wings – Get 4 more Membership Rewards points per dollar spent, up to 5,000 points. Expires 07/13/22. InStore only.
    • TURO – Spend $150 or more, get $30 back. online only. expires 9/18/22. See the Watch out section below.
    • Spend $2.00 or more and get $40 back at IHG, which expires 8/31/22. Good Deal for travelers

    Maximizer Tips:

    1. If you are an Amazon Prime member with a Prime Visa card from Chase, you may consider using Chase Freedom during the quarter because in some instances Chase Freedom points are worth more redeeming.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Given the gas prices where they are now, it might be worth downloading and sign-up for individual gas brand apps. We like the BP app and love the mobile unlocking of the pump feature. It usually gives 5c off per gallon right at the pump. Make sure you have a Discover IT card in the default payments position for this month.

    Watch Out!!

    1. Gas purchases at Costco, Sams, and BJs would not qualify for Discover 5%. If you have Costco Visa or Sams club credit card, use those at the gas stations at these clubs.
    2. Caution for TURO: Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
  • General,  Rewards

    Credit card bonus rewards for May 2022

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Gas Stations and Target, from April 1st to June 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Amazon.com and on Select Streaming Services from April 1st to June 30, 2022. Streaming services include Apple Music, Apple TV+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu.  Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Spend $50 get $15 back at California Pizza Kitchen, Expires 5/29/2022.
    • Levi’s – Spent $150 and get $30 back – Expires 07/1/22
    • Buffalo Wild Wings – Get 4 more Membership Rewards points per dollar spent, up to 5,000 points. Expires 07/13/22. InStore only.
    • TURO – Spend $150 or more, get $30 back. online only. expires 9/18/22. See the Watch out section below.

    Maximizer Tips:

    1. If you are an Amazon Prime member with Prime Visa card from Chase, you may consider using Chase Freedom during quarter because in some instances Chase Freedom points are worth more redeeming.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Given the gas prices where they are now, it might be worth downloading and sign-up for individual gas brand apps. We like the BP app and love to mobile unlocking of the pump feature. It usually gives 5c off per gallon right at the pump. Make sure you have Discover IT card in the default payments position.

    Watch Out!!

    1. Gas purchases at Costco, Sams and BJs would not qualify for Disover 5%.
    2. Caution for TURO: Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
  • General,  Rewards

    Credit Card Bonus Rewards Categories for April 2022

    A new quarter and changes in the bonus rewards categories.


    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Gas Stations and Target, from April 1st to June 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Amazon.com and on Select Streaming Services from April 1st to June 30, 2022. Streaming services include Apple Music, Apple TV+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu.  Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Spend $50 get $15 back at California Pizza Kitchen, Expires 5/29/2022.
    • Spend $75 get $15 back at Men’s Warehouse, expires 4/30/15
    • Levi’s – Spent $150 and get $30 back – Expires 07/1/22
    • 5% back on Vera Bradley, up to a total of $250, expires 4/30/22

    Maximizer Tips:

    1. If you are an Amazon Prime member with Prime Visa card from Chase, you may consider using Chase Freedom during quarter because in some instances Chase Freedom points are worth more redeeming.

    Watch Out!!

    1. Gas purchases at Costco, Sams and BJs would not qualify for Disover 5%.
  • General,  Rewards

    Credit Cards Bonus Rewards Categories for February 2022


    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. The offers listed here are for existing credit cardholders. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT:  Earn 5% Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022, on up to $1,500 in purchases. Grocery purchases at Walmart and Target are excluded.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn 5% cashback from Chase on up to $1,500 in combined purchases at Grocery stores January 1st, 2022 – March 31st, 2022. Grocery purchases at Walmart and Target are excluded. Must activate by March 14, 2022. Get Your Bonus (chasebonus.com)

    Additional bonus on Chase Freedom: Earn 5% cash back on Lyft rides with your Chase Freedom and Chase Freedom flex card through March 2022.

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone. Remember tax season is upon us.

    • TaxAct +5 Membership Rewards points per eligible dollar spent up to 2,000 points (online only)- ends 06/30/22.
    • H&R Block – Spend $30 or more , get $10 back (online only) – Expires 4/30/22
    • Levi’s – Spent $150 and get $30 back – Expires 02/15/22
    • Norwegian Cruise Line – Spend $500 or more, get 12,500 Membership Rewards points (online only) – Expires 03/20/22

    Maximizer Tips:

    1. If you have both Discover IT and Chase Freedom, you may use Discover IT for Finteess and Gym and Chase Freedom for groceries.
    2. If you have Amazon Prime card and shop at Whole Foods, then using Discover or Chase Freedom might be a better option this quater, since these two cards potentially can give you better value on the redemption side.

    Watch Out!!

    1. Grocery purchases at Target and Walmart does not earn the 5% bonus with either issuer.
  • General,  Rewards

    Credit Card Bonus Rewards Categories for January 2022

    Happy New Year folks!! New year, a new quarter, and change in the bonus rewards categories.


    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. The offers listed here are for existing credit cardholders. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT:  Earn 5% Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022, on up to $1,500 in purchases. Grocery purchases at Walmart and Target are excluded.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn 5% cash back from Chase on up to $1,500 in combined purchases at Grocery stores January 1st, 2022 – March 31st, 2022. Grocery purchases at Walmart and Target are excluded. Must activate by March 14, 2022. Get Your Bonus (chasebonus.com)

    Additional bonus on Chase Freedom: Earn 5% cashback on Lyft rides with your Chase Freedom and Chase Freedom flex card through March 2022.

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Sams Clubs new membership: Spend $45 on new membership, get $25 back – ends 04/30/22.
    • Tommy Hilfiger, Spend $75 or more and get $25 back – expires 1/31/22
    • Levi’s – Spent $150 and get $30 back – Expires 02/15/22
    • Walmart+ – Get 50% back on an annual membership, up to $49 back.

    Maximizer Tips:

    1. If you have both Discover IT and Chase Freedom, you may use DIscove ITfor Finteess and Gym and Chase Freedom for groceries.
    2. If you have Amazon Prime card and shop at Whole Foods, then using Discover or Chase Freedom might be a better option this quater, since these two cards potentially can give you better value on the redemption side.

    Watch Out!!

    1. Grocery purchases at Target and Walmart does not earn the 5% bonus with either issuer.
  • General,  Rewards

    Credit Card Bonus Rewards Categories for December 2021


    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. The offers listed here are for existing credit cardholders. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Amazon.com, Walmart.com, and Target.com from October 1st, 2021 –December 31, 2021, on up to $1,500 in purchases .https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: earn 5% cashback at Walmart and Paypal from October 1st, 2021 – December 31, 2021, on up to $1,500 in purchases. Must activate by December 14, 2021. Get Your Bonus (chasebonus.com)

    Additional bonus on Chase Freedom: Earn 5% cashback on Lyft rides with your Chase Freedom and Chase Freedom flex card through March 2022.

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Earn 5 more Membership Rewards points per eligible dollar spent at Amazon, up to 1,500 points – expires 12/26/21.
    • Sams Clubs new membership: Spend $45 on new membership, get $25 back – ends 04/30/22.
    • Tommy Hilfiger, Spend $75 or more and get $25 back – expires 1/31/22
    • Godiva – online only – Spend $50 or more, get $10 back- expires 12/28/22.
    • Turo – Spent $150 and get $30 back – Expires 12/31/21
    • Under Armour – Spend $50 or more, get $10 back – Expires 12/31/21
    • Levi’s – Spent $150 and get $30 back – Expires 02/15/22
    • Walmart+ – Get 50% back on an annual membership, up to $49 back.
    • HBO Max annual subscription – Spend $99.99 or more, get $25 back

    Targeted Citi offers:

    Citi Premier Card: Earn a total of 6X ThankYou Points per $1 spent on Hotel and Car Rental purchases booked through the ThankYou Travel Center between 9/1/21 – 12/31/21.

    Earn a total of 5 ThankYou Points per $1 spent, up to 2,500 points, through 12/31/2021 on eligible purchases at Restaurants.

    Maximizer Tips:

    1. Walmart.com offer includes purchases made using the Walmart app including grocery pick up and delivery.
    2. Don’t forget standard “always-on” rewards for other purchases https://www.cardquarterly.com/always-on-rewards/
    3. You could add Chase Freedom and Freedom Flex card in your PayPal and make payments whenever you don’t have to pay extra fee and earn that 5%.
    4. If you have AT&T Fiber internet, you may already have a complementary access to HBO Max.

    Watch Out!!

    1. For Chase Freedom – If you use PayPal at Walmart, you will only get 5%, not 5% +5%.
  • Rewards

    Credit Cards Rewards Bonus Categories for November 2021

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. The offers listed here are for existing credit cardholders. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Amazon.com, Walmart.com, and Target.com from October 1st, 2021 –December 31, 2021, on up to $1,500 in purchases .https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: earn 5% cashback at Walmart and Paypal from October 1st, 2021 – December 31, 2021, on up to $1,500 in purchases. Must activate by December 14, 2021. Get Your Bonus (chasebonus.com)

    Additional bonus on Chase Freedom: Earn 5% cashback on Lyft rides with your Chase Freedom and Chase Freedom flex card through March 2022.

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Earn 5 more Membership Rewards points per eligible dollar spent at Amazon, up to 1,500 points – expires 12/26/21.
    • Sams Clubs new membership: Spend $45 on new membership, get $25 back – ends 04/30/21.
    • Tommy Hilfiger, Spend $75 or more and get $25 back – expires 1/31/22
    • Godiva – online only – Spend $50 or more, get $10 back- expires 12/28/22.
    • Turo – Spent $150 and get $30 back – Expires 12/31/21

    Targeted Citi offers:

    Citi Premier Card: Earn a total of 6X ThankYou Points per $1 spent on Hotel and Car Rental purchases booked through the ThankYou Travel Center between 9/1/21 – 12/31/21.

    Earn a total of 5 ThankYou Points per $1 spent, up to 2,500 points, through 12/31/2021 on eligible purchases at Restaurants.

    Maximizer Tips:

    1. Walmart.com offer includes purchases made using the Walmart app including grocery pick up and delivery.
    2. Don’t forget standard “always-on” rewards for other purchases https://www.cardquarterly.com/always-on-rewards/
    3. You could add Chase Freedom and Freedom Flex card in your PayPal and make payments whenever you don’t have to pay extra fee and earn that 5%.

    Watch Out!!

    1. For Chase Freedom – If you use PayPal at Walmart, you will only get 5%, not 5% +5%.
    2. Sams club offer from Amex is good but there offers that come time-to-time that offer full $45 back.