Rewards Accelerators for February 2021

Note: Offers listed here are for existing credit cardholders rewards multipliers. These offers usually require activation, could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

Citi Double Cash – appears targeted, activation required: Earn additional 4% cashback up to $25 on Restaurants, including outdoor dining, curbside pickup, drive-thru, takeout, restaurant delivery orders – from activation to 04/30/2021.

Citi Simplicity – may be targeted, activation required: Earn 5% back as a statement credit, up to $25, now through 03/31/2021 on purchases you make with your Citi Simplicity^® Card online.

Discover IT: Earn 5% Cashback Bonus at Grocery Stores, Walgreens, and CVS from January 1st –March 31, 2021, on up to $1,500 in purchases includes Walmart Grocery Pickup and Delivery purchases; excludes other Walmart and all Target purchases.

Chase Freedom: earn 5% cash back at wholesale clubs (Costco, BJs, Sams club) and on eligible streaming services, internet, phone, and cable purchases.

Maximizer Tips:

1. If you have an HSA account: We recommend using Discover IT to pay for the prescriptions at Walgreens and CVS if you can afford to do that. Don’t use Discover IT card if you have an FSA account in this situation.
2. If you have a Costco Visa from Citi and Chase Freedom Visa, our recommendation is to use the Chase Freedom visa for in-store and online purchases at Costco, but continue to use Costco Visa card to pay for the gas at Costco. It is easy to reach $1500 spend, so keep an eye on it. Once you reach $1500 spend, we recommend switching back to Costco Visa.
3. If you have the Amazon Prime Visa card and Chase Freedom, we suggest using Chase Freedom at Whole Foods. You will earn the same rewards but Chase Freedom points are more flexible than Amazon points.