1Q 2025 Bonus Categories for Chase Freedom and Discover IT cards

Note: Discover IT and Chase Freedom require you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation, could be targeted, and may have an earning cap. See the issuers’ websites for all exclusions and terms.

Discover IT: Earn 5% Cashback Bonus at Earn 5% Cashback Bonus at  Restaurants, Home Improvement Stores, and Select Streaming Services,   From January 1st, 2025 to March 31st, 2025, on up to $1,500 in purchases when you activate.https://www.discover.com/credit-cards/cash-back/cashback-calendar.html . Please check their website (link above for more details). Note:  Restaurant purchases generally mean purchases at full-service restaurants, cafes, cafeterias, fast-food locations, caterers, and restaurant delivery services. Some restaurants are located inside hotels or retail stores and establishments classified as a bakery, may not qualify. Home Improvement Store purchases include online and in-store purchases directly at home improvement retail stores, building supply stores (e.g. lumber, paint, and hardware stores), as well as lawn, nursery, and garden supply stores. Home furnishings, home appliances, and flooring stores are not included. Included Select Streaming Service : Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV, Audible, DirecTV Stream, FUBO, Google Play Music and Video, Max, iHeartRadio, MLB.TV, Netflix, Pandora, Paramount Plus, Peacock, Showtime, SiriusXM, Sling TV, Spotify, Starz, Vudu, YouTube Music, YouTube Premium, and YouTube TV. Some other popular streaming services may be included.

Watch Out:

1. Bakeries may not qualify as restaurants. It all depends on how the place is showing up in the Discover systems.
2. Home Furniture/furnishing, appliances, and flooring stores are not included.
3. Only direct billing/purchase from streaming services are included; bundles and add-ons most likely will not qualify.

Chase Freedom and Chase Freedom Flex: Earn a 5% cash back on up to $1,500 in combined purchases at Grocery Stores excluding Walmart^® and Target^®, Norwegian Cruise Line^®, Fitness Clubs & Gym Memberships, and Hair, Nails & Spa Services from January 1st, 2025 to March 31th, 2025. (check out https://www.chasebonus.com/ for details). Note: Walmart, Target, Sams, BJs, Costco and other also sell groceries and most likely will not qualify for the 5% cash back on groceries. We have noticed that some registered at WalMarts sometimes show up with grocery codes. They may or may not qualify.