• General,  Rewards

    Chase and Discover Quarterly Bonus Rewards Categories for 3Q 2024.

    Note: Discover IT and Chase Freedom require you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation, could be targeted, and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Earn 5% Cashback Bonus at Walmart and Grocery Stores,  From July 1st, 2024 to September 30th, 2024, on up to $1,500 in purchases when you activate. For Walmart purchases – both in-store and online – will earn 5% cash back. https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Please check their website (link above for more details). Excludes:  All grocery purchases made from Target, convenience stores, wholesale clubs, and discount stores are not eligible for 5% cash back. 

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at at gas stations, on EV charging, select live entertainment and movie theaters from July 1st to September 30, 2024. (check out https://www.chasebonus.com/ for details). Exclusion: Merchants that do not specialize in selling automotive gasoline are not included in this category; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies are excluded. Costco, Sams, and BJs should be excluded as well although not clearly mentioned on the website.

  • General,  Rewards

    Chase and Discover Quarterly Bonus Categories for 2Q 2024

    Note: Discover IT and Chase Freedom require you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation, could be targeted, and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Gas Stations, Electric Vehicle Charging Stations, Home Improvement Stores and Public Transit, From April 1st, 2024 to June 30th, 2024, on up to $1,500 in purchases when you activate. https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Please check their website (link above for more details). Excludes: Gas stations like the ones owned by Costco, BJs, Sams, Walmart, Kroger, etc. Home improvement stores does not include purchases from home furnishing, home appliances, plumbing, heating supplies, and floor covering stores are not included. Public Transit does not include taxi, rideshare services, long-range passenger land, rail, and water transportation services.

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Amazon.com, Hotels, and Restaurants, from April 1st to June 30, 2024. (check out https://www.chasebonus.com/ for details).

  • General,  Rewards

    Credit Card Bonus Rewards for September 2023

    Note: Discover IT and Chase Freedom require you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Gas Stations and Digital Wallets, from July 1st (or whenever you activate) to September 30, 2023, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Please check their website (link above for more details). Digital Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay, and in-store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button.

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Gas Stations, EV chargers, and select Live Entertainment, from July 1st to September 30, 2023. (check out https://www.chasebonus.com/ for details)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Paramount+: Spent $11 or more and get back $11, up to 3 times, online only, expires 12/15/23.
    • Max- annual subscription – Spend $99 or more and get back $25, online only, expires 11/05/23
    • Petco – get 6% back on purchases, up to a total of $250, online and in-store, expires 09/30/23
    • Patagonia – Spent $200 or more and get back $30, online only, expires 10/15/23
    • Banana Republic Factory – Spend $50 or more, get back $15, in-store only, expires 10/31/23
    • Allen Edmonds – Spend $250 or more, get back $50, online and in-store, expires 10/10/23
    • Levi’s – Spend $150 or more, get back $30, online and in-store, expires 10/08/23
    • Sherwin Williams – Spent $100 or more, get back $25, online and in-store, expires 10/31/23
    • Lululemon.com – Spend $125 or more get $25 back, expires 10/29/23
    • Saucony.com – Spend $75 get $20 back, Expires 11/30/23
    • Turo: Spend $150 or more, get $30 back, online only. Expires 12/09/23.

    Maximizer Tips:

    1. By adding Discover cards to your digital wallet (Apple Pay, Google Pay, etc.), you could earn 5% everywhere you could use the digital wallet.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Since both Chase and Discover are offering bonus rewards on Gas purchases, try to use the card if you have both cards. For e.g., you could only use Chase for Gas and Discover for Digital Wallets.
    4. AmEx has several back-to-school shopping offers are still on with several offers on apparels.
    5. Pay for back-to-school shopping using Discover loaded in a Digital Wallet.

    Watch Out!!

    1. Read carefully what qualifies for a Digital Wallet purchase.
    2. Gas purchased at warehouse clubs, Costco, Sams, and BJs do not qualify for 5% on gas purchases as described in the terms.
    3. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
  • General,  Rewards

    Credit Cards Bonus Rewards for August 2023

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Gas Stations and Digital Wallets, from July 1st (or whenever you activate) to September 30, 2023, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Please check their website (link above for more details). Digital Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay, and in-store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button.

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Gas Stations, EV chargers, and select Live Entertainment, from July 1st to September 30, 2023. (check out https://www.chasebonus.com/ for details)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Lululemon.com – Spend $125 or more get $25 back, expires 10/29/23
    • Expedia – Expedia.com/Amex – Spend $100 or more get $20 back, expires 8/27/23
    • Jos A Bank – Spend $125 and get $25 back, expires 11/15/23
    • Men’s Warehouse – Spend $100 and get $20 back, expires 11/15/23
    • Tommy Hilfiger – Spend $75 get $15 back, Expires 9/30/23
    • Fila.com– Spend $100 get $20 back, Expires 10/24/23
    • Saucony.com – Spend $75 get $20 back, Expires 11/30/23
    • Turo: Spend $150 or more, get $30 back, online only. Expires 12/09/23.

    Maximizer Tips:

    1. By adding Discover cards to your digital wallet (Apple Pay, Google Pay, etc), you could earn 5% everywhere you could use the digital wallet.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Since both Chase and Discover are offering bonus rewards on Gas purchases, try to use the card if you have both cards. For e.g., you could only use Chase for Gas and Discover for Digital Wallets.
    4. AmEx has several back-to-school shopping offers
    5. Pay for back-to-school shopping using Discover loaded in a Digital Wallet.

    Watch Out!!

    1. Read carefully what qualifies for a Digital Wallet purchase.
    2. Gas purchased at warehouse clubs, Costco, Sams, and BJs do not qualify for 5% on gas purchases as described in the terms.
    3. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
  • General,  Rewards

    Credit Card Bonus Rewards for July 2023

    New quarter, New categories from Chase Freedom and Discover

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn 5% Cashback Bonus at Gas Stations and Digital Wallets, from July 1st (or whenever you activate) to September 30, 2023, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML. Please check their website (link above for more details). Digital Wallets that qualify include Apple Pay, Samsung Pay, Garmin Pay, and in-store with Google Pay. Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button.

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Gas Stations, EV chargers, and select Live Entertainment, from July 1st to September 30, 2023. (check out https://www.chasebonus.com/ for details)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Dell.com- Spend $599 or more and get back $120, Online only, expires 9/01/23.
    • Citizen Watch – Spend $275 or more, get $75 back. Online only, expires 07/31/23.
    • Disney Bundle – includes Disney+, Hulu and ESPN+ – Spend $9.99 or more, get $9.99 back up to 6 times; expires 11/15/23
    • Columbia: Spend $75 or more , get $15 back; expires 7/30/23 – online and In-Store
    • Expedia: Spent $100 or more, get $50 back – online only – Expires 08/27/23.
    • Exxon-Mobile: Spent $25+ on select fuel purchases, get $5 back, up to 3 times – online and in-store, Expires 8/31/23
    • Turo: Spend $150 or more, get $30 back, online only. Expires 12/09/23.
    • Amazon.com: Get additional 5 Membership Rewards(r) points per eligible dollar spent, up to $1,600 points. Online only. Expires 8/21/23
    • California Pizza Kitchen: Spent $50 or more, get $15 back. In-Store only, Expires 09/23/23.
    • iRobot: Spent $500 or more, get $100 back, online only, Expires 8/12/23

    Maximizer Tips:

    1. By adding Discover cards to your digital wallet (Apple Pay, Google Pay, etc), you could earn 5% everywhere you could use the digital wallet.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Since both Chase and Discover are offering bonus rewards on Gas purchases, try to use the card if you have both cards. For e.g., you could only use Chase for Gas and Discover for Digital Wallets.
    4. Pike Nurseries’ offer is available from many issuers, so you can use it on each card.
    5. Even though schools are still in session and back-to-school is not even in anyone’s mind. But some of the AmEx offers are very back-to-school focused.

    Watch Out!!

    1. Read carefully what qualifies for a Digital Wallet purchase.
    2. Gas purchased at warehouse clubs, Costco, Sams, and BJs do not qualify for 5% on gas purchases as described in the terms.
    3. Caution for TURO: It is not clear but very likely that Turo rentals do not qualify for 5%. Also, Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.
  • General,  Rewards

    Credit card bonus rewards for May 2022

    Note: Discover IT and Chase Freedom requires you to enroll each quarter before you start earning a quarterly bonus in these categories. These offers usually require activation and could be targeted and may have an earning cap. See the issuers’ websites for all exclusions and terms.

    Discover IT: Earn a 5% cash back at Gas Stations and Target, from April 1st to June 30, 2022, on up to $1,500 in purchases.https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.HTML

    Chase Freedom and Chase Freedom Flex: Earn a 5% cash back from Chase on up to $1,500 in combined purchases at Amazon.com and on Select Streaming Services from April 1st to June 30, 2022. Streaming services include Apple Music, Apple TV+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu.  Get Your Bonus (chasebonus.com)

    Some targeted American Express offers: These are targeted offers and you have to see them on your online/mobile AmEx account and add them before using them. These offers are not available to everyone.

    • Spend $50 get $15 back at California Pizza Kitchen, Expires 5/29/2022.
    • Levi’s – Spent $150 and get $30 back – Expires 07/1/22
    • Buffalo Wild Wings – Get 4 more Membership Rewards points per dollar spent, up to 5,000 points. Expires 07/13/22. InStore only.
    • TURO – Spend $150 or more, get $30 back. online only. expires 9/18/22. See the Watch out section below.

    Maximizer Tips:

    1. If you are an Amazon Prime member with Prime Visa card from Chase, you may consider using Chase Freedom during quarter because in some instances Chase Freedom points are worth more redeeming.
    2. To maximize your rewards earnings, don’t forget to check out standard rewards on your card at https://www.cardquarterly.com/always-on-rewards/
    3. Given the gas prices where they are now, it might be worth downloading and sign-up for individual gas brand apps. We like the BP app and love to mobile unlocking of the pump feature. It usually gives 5c off per gallon right at the pump. Make sure you have Discover IT card in the default payments position.

    Watch Out!!

    1. Gas purchases at Costco, Sams and BJs would not qualify for Disover 5%.
    2. Caution for TURO: Rental vehicles from TURO are NOT covered by most auto insurance companies and most major credit card CDW programs. As a matter of fact, we have not found any auto insurance company or card issuer that covers TURO rentals. There are insurance options from TURO through a major auto insurance company, but it is not clear whether the renting party is fully protected as he or she would have with their own auto insurance. Make sure you fully understand before renting from TURO.